Axis Bank Burgundy Private Credit Card

Marketed as 'The One Card,' this comes free only with Axis's top private-banking relationship (₹5 crore Total Relationship Value) — an outstanding rewards and lifestyle package, but it's a byproduct of a wealth relationship, not a card you apply for on its own, and a ₹1,00,000 fee kicks in if you fall below the TRV threshold.

Rates and fees last verified 15 July 2026.

Annual fee

₹0

Joining fee

₹0

Reward type

points

Base reward rate

Card network

Visa

Card tier

Super-premium

Benefits by category

✈️ Travel
Unlimited worldwide airport lounge access plus 12 complimentary guest visits a year
🏨 Hotel
Up to 50 complimentary golf rounds a year and a stack of premium hotel memberships · 15 EDGE REWARD Points per ₹200 on eligible spends, transferable at 5:4 to Axis's airline and hotel partners
🌍 Forex / international spend
Zero forex markup on all international transactions · 0% forex markup on international transactions

Eligibility

Minimum credit score: 750
Minimum monthly income: ₹10,00,000
Employment: salaried, self-employed
Age: 18–70

Benefits

Unlimited worldwide airport lounge access plus 12 complimentary guest visits a year
Up to 50 complimentary golf rounds a year and a stack of premium hotel memberships
Dedicated airport concierge and lifestyle concierge services
Zero forex markup on all international transactions
15 EDGE REWARD Points per ₹200 on eligible spends, transferable at 5:4 to Axis's airline and hotel partners

Pros

+ Unlimited worldwide lounge access with generous guest visits
+ Zero forex markup and a strong 6%-equivalent EDGE Points rate
+ Free of charge as long as the Burgundy Private relationship is maintained

Cons

− Requires a ₹5 crore Total Relationship Value — inaccessible without significant wealth parked at Axis
− ₹1,00,000 penalty fee if the TRV threshold isn't maintained by your anniversary month
− Not independently appliable — it's tied entirely to the private banking relationship

Apply on Axis Bank's site