All cards

Best grocery credit cards in India

These cards pay elevated reward rates on grocery and supermarket spend — useful for everyday household budgets rather than occasional big-ticket purchases.

Ranked using our methodology. Want a personalized pick instead? Find my card →

#1

Yes Bank

Yes Premia

Visa

Yes Bank

Yes Premia

3% base reward · ₹1,599 annual fee

#2

HDFC Bank

HDFC Regalia Gold

2.67% base reward · ₹2,500 annual fee

#3

Dhanlaxmi Bank

Dhan Vriddhi Credit Card

2% base reward · ₹400 annual fee

#4

Dhanlaxmi Bank

Dhan Samriddhi Credit Card

2% base reward · ₹800 annual fee

#5

SBI Card

SBI Card PRIME

2% base reward · ₹2,999 annual fee

#6

SBI Card

SBI Card ELITE Advantage

Visa

SBI Card

SBI Card ELITE Advantage

2% base reward · ₹4,999 annual fee

#7

ICICI Bank

ICICI Bank Parakram Select Credit Card

Visa

ICICI Bank

ICICI Bank Parakram Select Credit Card

2% base reward · ₹0 annual fee

#8

Equitas Small Finance Bank

Equitas Selfe Credit Card

Visa

Equitas Small Finance Bank

Equitas Selfe Credit Card

2% base reward · ₹1,000 annual fee

#9

HDFC Bank

HDFC Solitaire Credit Card

Visa

HDFC Bank

HDFC Solitaire Credit Card

2% base reward · ₹500 annual fee

#10

HSBC India

HSBC Live+ Credit Card

1.5% base reward · ₹999 annual fee

#11

AU Small Finance Bank

AU Bank Altura Credit Card

Visa

AU Small Finance Bank

AU Bank Altura Credit Card

1.5% base reward · ₹499 annual fee

#12

Yes Bank

YES Prosperity Edge

Mastercard

Yes Bank

YES Prosperity Edge

1.2% base reward · ₹399 annual fee