All cards / RBL Bank
RBL Bank ShopRite
A budget-friendly cashback card with a strong grocery reward rate — fuel, utilities, insurance, and a few other categories are excluded from earning rewards entirely.
Rates and fees last verified 19 July 2026.
Annual fee
₹500
Joining fee
₹499
Reward type
cashback
Base reward rate
1%
Card network
Visa
Card tier
Entry
Reward rates by category
- Groceries5% (capped ₹250/monthly)
Eligibility
- Minimum credit score: 680
- Minimum monthly income: ₹18,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- 2,000 reward points on first eligible transaction within 30 days
Pros
- + Strong grocery cashback
- + Low fee
- + Accessible eligibility
Cons
- − Fuel, utilities, and insurance spend earn no rewards
- − Grocery cap is modest
Applying takes you to RBL Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.