All cards

Best cashback credit cards in India

Cashback cards return a percentage of every rupee spent directly, with no redemption catalog or expiring points. Below are the highest base-rate cashback cards in our catalog, ranked by reward rate.

Ranked using our methodology. Want a personalized pick instead? Find my card →

#1

Kotak Mahindra Bank

Kotak UPI RuPay Credit Card

RuPay

Kotak Mahindra Bank

Kotak UPI RuPay Credit Card

3% base reward · ₹0 annual fee

#2

IDFC FIRST Bank

IDFC FIRST Gaj Credit Card

Visa

IDFC FIRST Bank

IDFC FIRST Gaj Credit Card

3% base reward · ₹12,500 annual fee

#3

Axis Bank

Axis ACE

2% base reward · ₹499 annual fee

#4

Federal Bank

Federal Bank Scapia Credit Card

Visa

Federal Bank

Federal Bank Scapia Credit Card

2% base reward · ₹0 annual fee

#5

HSBC India

HSBC Live+ Credit Card

1.5% base reward · ₹999 annual fee

#6

Axis Bank

Flipkart Axis Bank Card

1.5% base reward · ₹500 annual fee

#7

HDFC Bank

Tata Neu Infinity HDFC Bank Card

1.5% base reward · ₹1,499 annual fee

#8

AU Small Finance Bank

AU Small Finance Bank Altura Plus Credit Card

Visa

AU Small Finance Bank

AU Small Finance Bank Altura Plus Credit Card

1.5% base reward · ₹499 annual fee

#9

HDFC Bank

HDFC Bank BizGrow Credit Card

Visa

HDFC Bank

HDFC Bank BizGrow Credit Card

1.5% base reward · ₹1,000 annual fee

#10

City Union Bank

Dhi CUB Visa Signature Credit Card

1.25% base reward · ₹0 annual fee

#11

ESAF Small Finance Bank

ESAF Small Finance Bank INORI RuPay Platinum Credit Card

RuPay

ESAF Small Finance Bank

ESAF Small Finance Bank INORI RuPay Platinum Credit Card

1.25% base reward · ₹0 annual fee

#12

Utkarsh Small Finance Bank

Utkarsh Eternal Credit Card

RuPay

Utkarsh Small Finance Bank

Utkarsh Eternal Credit Card

1.25% base reward · ₹500 annual fee