All cards / HDFC Bank
Tata Neu Infinity HDFC Bank Card
Strong NeuCoin cashback across the Tata ecosystem (BigBasket, Croma, Tata 1mg, Tata CLiQ) plus utility bill rewards and lounge access — NeuCoins redeem 1:1 for rupees on the Tata Neu app.
Rates and fees last verified 19 July 2026.
Annual fee
₹1,499
Joining fee
₹1,499
Reward type
cashback
Base reward rate
1.5%
Card network
RuPay
Card tier
Mid
Reward rates by category
- Online shopping5%
- Utilities5%
Eligibility
- Minimum credit score: 730
- Minimum monthly income: ₹1,00,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- Domestic lounge access (min. ₹50,000 spend in preceding quarter) + 4 international visits/year via Priority Pass
- ₹1 crore air-accident cover, ₹15 lakh emergency hospitalization cover
- 1% fuel surcharge waiver, ₹400–₹5,000/transaction, capped ₹250/statement cycle
Pros
- + High rewards across the wide Tata retail ecosystem
- + Also rewards utility bill payments
- + NeuCoins redeem 1:1, no confusing point-value math
Cons
- − Best value concentrated in Tata brands
- − RuPay-only limits some international use cases
Applying takes you to HDFC Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.