All cards / Axis Bank
Axis ACE
A UPI-friendly cashback card with a strong rate on bill payments via Google Pay and food-delivery/cab partners, plus an unlimited 2% on everything else.
Rates and fees last verified 19 July 2026.
Annual fee
₹499
Joining fee
₹499
Reward type
cashback
Base reward rate
2%
Card network
RuPay
Card tier
Entry
Reward rates by category
- Utilities5% (capped ₹500/monthly)
- Online shopping4%
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹15,000
- Employment: salaried, self-employed
- Age: 21–60
Pros
- + High cashback on utility/bill payments via Google Pay
- + Unlimited 2% base cashback on all other spend
- + Low fee
Cons
- − 5%/4% bonus categories capped at ₹500/month combined
- − No travel perks
Applying takes you to Axis Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.