Best fuel credit cards in India
Fuel cards waive the ~1% fuel surcharge most cards charge and often pay elevated rewards at fuel stations. Useful if fuel is a meaningful share of your monthly spend.
Ranked using our methodology. Want a personalized pick instead? Find my card →
Rates last verified 24 October 2026 · No bank pays us to rank higher.
Bank of India Celestia Credit Card
RuPay
Bank of India
Bank of India Celestia Credit Card
2% base reward · ₹5,000 annual fee
Why it's ranked here: 5x rewards on dining, travel and fuel
HDFC Bank Equitas Excite Credit Card
Visa
HDFC Bank
HDFC Bank Equitas Excite Credit Card
1.33% base reward · ₹500 annual fee
Why it's ranked here: Low joining and annual fee
Kotak Mahindra Bank
Kotak League Platinum
1% base reward · ₹499 annual fee
Why it's ranked here: Accessible income requirement
SBI Card
BPCL SBI Card OCTANE
1% base reward · ₹1,499 annual fee
Why it's ranked here: Up to 7.25% effective value back on BPCL fuel spends via 25x points plus surcharge waiver
ICICI Bank
ICICI HPCL Super Saver
1% base reward · ₹500 annual fee
Why it's ranked here: Low joining/annual fee, easily waived on ₹1.5L annual spend
IDFC FIRST Bank
IDFC FIRST Power+ Credit Card
1% base reward · ₹499 annual fee
Why it's ranked here: Low ₹499 joining/annual fee with an easy ₹1.5L spend waiver
IndusInd Bank
IndusInd Bank Samman RuPay Credit Card
1% base reward · ₹199 annual fee
Why it's ranked here: No joining fee, low ₹199 renewal
Kotak Mahindra Bank
IndianOil Kotak Credit Card
1% base reward · ₹449 annual fee
Why it's ranked here: Up to 5% value-back on IndianOil fuel spend
IDFC FIRST Bank
IDFC FIRST Power Credit Card
1% base reward · ₹199 annual fee
Why it's ranked here: Rock-bottom ₹199 fee, waived on ₹50,000 annual spend
Paytm First Card (Yes Bank legacy)
Visa
Yes Bank / SBI Card (Paytm First)
Paytm First Card (Yes Bank legacy)
1% base reward · ₹0 annual fee
Why it's ranked here: No joining or annual fees
RBL Bank
IndianOil RBL Bank XTRA Credit Card
1% base reward · ₹1,500 annual fee
Why it's ranked here: Up to 8.5% effective savings on IndianOil fuel
IndusInd Bank
IndusInd Bank Jio-bp Mobility+ Credit Card
1% base reward · ₹0 annual fee
Why it's ranked here: Up to 4% total savings at Jio-bp stations