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ICICI Bank

ICICI HPCL Super Saver

Visa

ICICI HPCL Super Saver

A low-fee fuel co-brand card with real HPCL savings, but the fuel cashback caps out at ₹200/month — high-mileage drivers will outgrow it quickly.

Rates and fees last verified 19 July 2026.

Annual fee

₹500

Joining fee

₹500

Reward type

cashback

Base reward rate

1%

Card network

Visa

Card tier

Entry

Reward rates by category

  • Fuel4% (capped ₹200/monthly)
  • Groceries2% (capped ₹40/monthly)
  • Utilities2% (capped ₹40/monthly)

Eligibility

  • Minimum credit score: 700
  • Minimum monthly income: ₹20,000
  • Employment: salaried, self-employed
  • Age: 2165

Benefits

  • 2,000 Reward Points on joining fee payment
  • 1% fuel surcharge waiver at HPCL outlets on ₹400–₹4,000 transactions
  • 1 complimentary domestic lounge visit/quarter (on ₹75,000+ spend in the preceding quarter)
  • 25% off (up to ₹100) on BookMyShow/INOX tickets, twice a month, on ₹25,000 quarterly spend

Pros

  • + Low joining/annual fee, easily waived on ₹1.5L spend
  • + Effective ~5% fuel savings at HPCL pumps (cashback + surcharge waiver)
  • + Also rewards groceries/utilities spend

Cons

  • Fuel cashback capped at just ₹200/month
  • Lounge and movie perks gated behind quarterly spend thresholds

Applying takes you to ICICI Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.