All cards / Yes Bank / SBI Card (Paytm First)
Yes Bank / SBI Card (Paytm First)
Paytm First Card (Yes Bank legacy)
Visa
Paytm First Card (Yes Bank legacy)
The original Paytm First Card, issued jointly with Yes Bank before Paytm shifted its primary card partnership to SBI Card, is a legacy no-fee product still serviced for existing holders — cashback-focused and tied to the Paytm ecosystem, functionally similar to the newer SBI-partnered version.
Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.
Annual fee
₹0
Joining fee
₹0
Reward type
cashback
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in online shopping, fuel. It's a lifetime-free card with no fee to track.
Benefits by category
- 🛍️ Shopping
3% reward rate
- ⛽ Fuel
1% reward rate
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- Cashback credited as Paytm Cash usable for recharges, bill payments and merchant QR spends across the Paytm ecosystem
- Complimentary Paytm First membership bundled with the card for its first year, unlocking additional Paytm-app perks
Pros
- + No joining or annual fees
- + 3% cashback on Paytm app-based online spending
- + Bundled Paytm First membership benefits for the first year
Cons
- − New applications have largely shifted to the SBI Card-partnered version, so availability for new customers may be limited
- − Best value concentrated in Paytm ecosystem spends
- − No travel or lounge benefits
Best for