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Kotak League Platinum card art

Kotak League Platinum

A budget-friendly card with a modest but broad reward rate, a fuel surcharge waiver, and a semi-annual movie-ticket milestone benefit.

Rates and fees last verified 19 July 2026.

Annual fee

₹499

Joining fee

₹499

Reward type

points

Base reward rate

1%

Card network

Visa

Card tier

Entry

Reward rates by category

  • Online shopping2.5%

Eligibility

  • Minimum credit score: 680
  • Minimum monthly income: ₹41,700
  • Employment: salaried
  • Age: 21–60

Benefits

  • 1% fuel surcharge waiver, capped ₹3,500/year (₹500–₹4,000/transaction)
  • 4 free PVR movie tickets or 10,000 reward points per ₹1,25,000 spent every 6 months

Pros

  • + Accessible income requirement
  • + Fuel surcharge waiver
  • + Milestone movie tickets every 6 months

Cons

  • − Salaried-only eligibility
  • − No meaningful travel/dining bonus categories
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