Best business credit cards in India
Business cards are built for company spend rather than personal use — higher limits, purchase and fleet-specific programs, and rewards tuned to B2B categories. Below are the business-purpose cards in our catalog, ranked by base reward rate.
Ranked using our methodology. Want a personalized pick instead? Find my card →
Rates last verified 15 July 2026 · No bank pays us to rank higher.
HDFC Bank BizBlack Metal Edition Credit Card
Visa
HDFC Bank
HDFC Bank BizBlack Metal Edition Credit Card
3.33% base reward · ₹10,000 annual fee
Why it's ranked here: Unlimited airport lounge access
#2HDFC Bank BizPower Credit Card
Visa
HDFC Bank
HDFC Bank BizPower Credit Card
2% base reward · ₹2,500 annual fee
Why it's ranked here: Lounge access at a lower fee than BizBlack Metal
#3Axis Bank Business Supreme Master Credit Card
Mastercard
Axis Bank
Axis Bank Business Supreme Master Credit Card
2% base reward · ₹1,500 annual fee
Why it's ranked here: 4 lounge visits every quarter is generous for a sub-₹2,000 fee card
#4Axis Bank MY Business Credit Card
Visa
Axis Bank
Axis Bank MY Business Credit Card
2% base reward · ₹499 annual fee
Why it's ranked here: Broad self-employed eligibility (proprietors, partnerships, doctors, professionals)
#5Axis Bank MyBiz Credit Card
Mastercard
Axis Bank
Axis Bank MyBiz Credit Card
2% base reward · ₹2,500 annual fee
Why it's ranked here: World Mastercard tier brings lounge access, travel insurance and Priceless.com experiences
#6Axis Bank Executive Corporate Credit Card
Visa
Axis Bank
Axis Bank Executive Corporate Credit Card
2% base reward · ₹3,500 annual fee
Why it's ranked here: Individually appliable by a founder/sole proprietor, not just via company enrollment
#7YES Bank FIRST Business Credit Card
Visa
Yes Bank
YES Bank FIRST Business Credit Card
2% base reward · ₹999 annual fee
Why it's ranked here: Strong 8+6 lounge access for a ₹999 fee card
#8IndusInd Bank Vriddhi Business Card
Visa
IndusInd Bank
IndusInd Bank Vriddhi Business Card
2% base reward · ₹4,999 annual fee
Why it's ranked here: Welcome vouchers largely offset the joining fee
#9HDFC Bank BizGrow Credit Card
Visa
HDFC Bank
HDFC Bank BizGrow Credit Card
1.5% base reward · ₹1,000 annual fee
Why it's ranked here: Modest step-up reward rate from BizFirst
#10HDFC Bank BizFirst Credit Card
Visa
HDFC Bank
HDFC Bank BizFirst Credit Card
1% base reward · ₹500 annual fee
Why it's ranked here: Low fees, easily waived
#11HDFC Bank GIGA Business Credit Card
Visa
HDFC Bank
HDFC Bank GIGA Business Credit Card
1% base reward · ₹500 annual fee
Why it's ranked here: Rewards GST/income-tax and utility payments
#12HDFC Bank Flipkart Wholesale Credit Card
Visa
HDFC Bank
HDFC Bank Flipkart Wholesale Credit Card
1% base reward · ₹499 annual fee
Why it's ranked here: No joining fee