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IndusInd Bank
IndusInd Bank Vriddhi Business Card
Visa
IndusInd Bank Vriddhi Business Card
IndusInd's Visa Infinite card for proprietors and self-employed professionals to consolidate business spend — the joining-fee voucher is generous, but the ₹4,999 annual renewal keeps recurring cost real.
Rates and fees last verified 15 July 2026.
Annual fee
₹4,999
Joining fee
₹10,000
Reward type
points
Base reward rate
2%
Card network
Visa
Card tier
Premium
Benefits by category
- ✈️ Travel
4% reward rate · 3 complimentary domestic lounge visits per quarter (12 a year)
- 🌍 Forex / international spend
Lowest foreign currency markup among IndusInd's Visa Infinite cards
Eligibility
- Employment: self-employed
- Age: 21–65
Benefits
- ₹10,000 worth of vouchers on joining, largely offsetting the joining fee
- 3 complimentary domestic lounge visits per quarter (12 a year)
- Lowest foreign currency markup among IndusInd's Visa Infinite cards
Pros
- + Welcome vouchers largely offset the joining fee
- + Solid 12-visit annual domestic lounge access
- + Low forex markup as a Visa Infinite product
Cons
- − Business/self-employed applicants only
- − High ₹10,000 joining fee before vouchers are applied
- − ₹4,999+GST renewal fee every year