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Axis Bank Executive Corporate Credit Card
A corporate-liability card from Axis's commercial lineup aimed at executives and founders with heavy travel and T&E spend, enrolled through the company (MOA/AOA and board resolution required). The ₹3,500 joining and annual fee has no disclosed spend-based waiver, but lounge access (4 domestic a quarter, 8 international a year), a 2% forex markup, golf rounds and meet & greet are built for exactly that spend profile.
Annual fee
₹3,500
Joining fee
₹3,500
Reward type
points
Base reward rate
2%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to business owners managing company spend with a credit score of roughly 750+ whose spend is concentrated in travel. It's worth the annual fee mainly if your points value clears it.
Rewards & benefits
- Rewards rate: 2% base rate
- Domestic lounge access: Complimentary domestic lounge access up to 4 times per quarter
- International lounge access: Complimentary access to 1,800+ lounges worldwide (LoungeKey) up to 8 times per calendar year for cardholder and guests; extra visits charged at US$35 per person
- Golf: Up to 4 complimentary golf rounds and 1 lesson per year
Benefits by category
- ✈️ Travel
Up to 4 complimentary domestic lounge visits per quarter and up to 8 international lounge visits per calendar year (1,800+ lounges)
- ⛽ Fuel
1% fuel surcharge refund on ₹400–₹4,000 transactions, up to ₹400 per month
- 🌍 Forex / international spend
Lowered foreign currency mark-up of 2% on international spends · 2% forex markup on international transactions
Eligibility
- Minimum credit score: 750
- Employment: self-employed
- Age: 21–65
Fees & charges
- Rewards redemption fee: No reward redemption fee
- Foreign currency markup: 2%
- Fuel surcharge waiver: 1% fuel surcharge waiver on eligible fuel transactions
- Cash advance charges: 2.5% of the cash amount withdrawn, minimum ₹500
Benefits
- Up to 4 complimentary domestic lounge visits per quarter and up to 8 international lounge visits per calendar year (1,800+ lounges)
- 3 complimentary airport meet & greet services a year, 24x7 concierge and up to 4 complimentary golf rounds plus 1 lesson a year
- Lowered foreign currency mark-up of 2% on international spends
- 1% fuel surcharge refund on ₹400–₹4,000 transactions, up to ₹400 per month
- 4 Plus points per ₹200 on domestic spends and 8 Plus points per ₹200 on international spends
Pros
- + Generous lounge access: 4 domestic visits a quarter and 8 international visits a year
- + Lower 2% forex markup versus Axis's standard 3.5%
- + Double the points (8 per ₹200) on international spend
- + Meet & greet, golf rounds and concierge included
Cons
- − ₹3,500 joining and annual fee has no spend-based waiver
- − Corporate-liability product issued under a company programme (MOA/AOA, board resolution), not a simple individual application
- − Fuel spends earn no reward points