All cards / HDFC Bank
HDFC Bank
HDFC Bank Flipkart Wholesale Credit Card
Visa
HDFC Bank Flipkart Wholesale Credit Card
A no-joining-fee co-brand card for Flipkart Wholesale sellers and B2B/kirana buyers, with a solid 5% cashback on wholesale purchases but a fairly small monthly cap.
Rates and fees last verified 15 July 2026.
Annual fee
₹499
Joining fee
₹0
Reward type
cashback
Base reward rate
1%
Card network
Visa
Card tier
Entry
Benefits by category
- 🛍️ Shopping
5% reward rate (capped ₹2,000/monthly)
- 🧾 Utilities
5% reward rate (capped ₹250/monthly)
- ⛽ Fuel
1% fuel surcharge waiver, capped at ₹250 per statement cycle
- 🌍 Forex / international spend
2% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹20,000
- Employment: self-employed
- Age: 21–65
Benefits
- 1% fuel surcharge waiver, capped at ₹250 per statement cycle
- Zero lost-card liability
Pros
- + No joining fee
- + 5% cashback on Flipkart Wholesale spend
- + Low 2% forex markup
Cons
- − Cashback cap on wholesale spend is modest for larger sellers
- − General spend earns only 1%