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ICICI Bank

MakeMyTrip ICICI Bank Signature Credit Card

Visa

MakeMyTrip ICICI Bank Signature Credit Card

MakeMyTrip ICICI Signature sits below the existing MakeMyTrip ICICI Platinum card and drops the annual fee entirely after a one-time ₹2,500 joining charge, making it a low-commitment way to earn MyCash on MakeMyTrip bookings while getting MMTBLACK Platinum status and modest lounge access thrown in. It's a solid travel-booking card for people who use MakeMyTrip regularly but don't want an ongoing fee.

Rates and fees last verified 19 July 2026 · No bank pays us to rank higher.

Annual fee

₹0

Joining fee

₹2,500

Reward type

cashback

Base reward rate

2%

Card network

Visa

Card tier

Mid

Who this card fits

Best suited to applicants with a credit score of roughly 730+ whose spend is concentrated in travel. It's a lifetime-free card with no fee to track.

Benefits by category

  • ✈️ Travel

    6% reward rate (capped ₹1,500/monthly) · 1 railway lounge visit per quarter, plus 2 domestic airport lounge visits per quarter on ₹5,000 quarterly spend, and 1 international lounge visit a year via Dreamfolks

  • 🌍 Forex / international spend

    3.5% forex markup on international transactions

Eligibility

  • Minimum credit score: 730
  • Minimum monthly income: ₹30,000
  • Employment: salaried, self-employed
  • Age: 2165

Benefits

  • ₹1,500 as MyCash (MakeMyTrip wallet credit) and a MakeMyTrip holiday voucher worth ₹2,500 within 45 days of joining
  • 1 railway lounge visit per quarter, plus 2 domestic airport lounge visits per quarter on ₹5,000 quarterly spend, and 1 international lounge visit a year via Dreamfolks
  • Complimentary MMTBLACK Platinum Membership

Pros

  • + Lifetime free from year two — only a one-time ₹2,500 joining fee
  • + ₹1,500 MyCash plus ₹2,500 holiday voucher as welcome benefits
  • + Complimentary MMTBLACK Platinum Membership and railway lounge access
  • + Domestic lounge access unlocked at a low ₹5,000 quarterly spend threshold

Cons

  • Rewards are strongest on MakeMyTrip bookings specifically, weaker elsewhere
  • International lounge access limited to just once a year
  • 3.5% forex markup is unfriendly for cardholders who also travel abroad frequently
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