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MakeMyTrip ICICI Bank Signature Credit Card
MakeMyTrip ICICI Signature sits below the existing MakeMyTrip ICICI Platinum card and drops the annual fee entirely after a one-time ₹2,500 joining charge, making it a low-commitment way to earn MyCash on MakeMyTrip bookings while getting MMTBLACK Platinum status and modest lounge access thrown in. It's a solid travel-booking card for people who use MakeMyTrip regularly but don't want an ongoing fee.
Annual fee
₹0
Joining fee
₹2,500
Reward type
cashback
Base reward rate
2%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 730+ whose spend is concentrated in travel. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 2% base rate
- Travel: MakeMyTrip MyCash wallet credit, holiday voucher, and complimentary MMTBLACK Platinum membership
- Domestic lounge access: 2 domestic airport lounge visits per quarter (8/year) on ₹75,000+ quarterly spend, plus 1 railway lounge visit per quarter
- International lounge access: 1 international lounge visit a year
Benefits by category
- ✈️ Travel
6% reward rate (capped ₹1,500/monthly) · 1 railway lounge visit per quarter, plus 2 domestic airport lounge visits per quarter on ₹5,000 quarterly spend, and 1 international lounge visit a year
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 730
- Minimum monthly income: ₹30,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Rewards redemption fee: Free for redemption as statement credit or ICICI's own reward catalogue vouchers; ₹99 + GST per redemption request for select third-party gift/merchandise catalogue items
- Foreign currency markup: 3.5%
- Cash advance charges: 2.5% of the transaction amount or ₹500, whichever is higher, plus applicable GST
Benefits
- ₹1,500 as MyCash (MakeMyTrip wallet credit) and a MakeMyTrip holiday voucher worth ₹2,500 within 45 days of joining
- 1 railway lounge visit per quarter, plus 2 domestic airport lounge visits per quarter on ₹5,000 quarterly spend, and 1 international lounge visit a year
- Complimentary MMTBLACK Platinum Membership
Pros
- + Lifetime free from year two — only a one-time ₹2,500 joining fee
- + ₹1,500 MyCash plus ₹2,500 holiday voucher as welcome benefits
- + Complimentary MMTBLACK Platinum Membership and railway lounge access
- + Domestic lounge access unlocked at a low ₹5,000 quarterly spend threshold
Cons
- − Rewards are strongest on MakeMyTrip bookings specifically, weaker elsewhere
- − International lounge access limited to just once a year
- − 3.5% forex markup is unfriendly for cardholders who also travel abroad frequently
Best for
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