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Axis Bank
SpiceJet Axis Bank Voyage Black Credit Card
Visa
SpiceJet Axis Bank Voyage Black Credit Card
The top-tier SpiceJet co-brand — a ₹4,000 flight voucher against a ₹2,000 fee makes the first year cheap in practice, and the 2X rate on everyday online spend adds real value beyond flying, but the annual fee has no spend-based waiver from year two.
Rates and fees last verified 15 July 2026.
Annual fee
₹2,000
Joining fee
₹2,000
Reward type
points
Base reward rate
6%
Card network
Visa
Card tier
Mid
Benefits by category
- ✈️ Travel
28% reward rate
- ⛽ Fuel
1% fuel surcharge waiver on transactions between ₹400–₹4,000, capped at ₹400/month
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 720
- Employment: salaried, self-employed
- Age: 18–70
Benefits
- SpiceJet flight ticket voucher worth ₹4,000 plus complimentary SpiceClub Gold Membership
- 1% fuel surcharge waiver on transactions between ₹400–₹4,000, capped at ₹400/month
- Up to 28 SC Points per ₹200 on SpiceJet bookings and 12 SC Points per ₹200 (2X) on everyday online spends like bill payments, food and entertainment
Pros
- + ₹4,000 welcome flight voucher more than covers the ₹2,000 joining fee
- + 2X points on everyday online spend, not just SpiceJet bookings
- + SpiceClub Gold status included
Cons
- − No fee waiver on spend from the second year onward
- − SC Points still only redeemable within the SpiceJet ecosystem
- − Narrower usefulness if SpiceJet isn't your regular airline