All cards / Axis Bank
Axis Bank Pride Platinum Credit Card
The entry rung of Axis's defence-focused Pride lineup, priced to be the easiest possible way into a branded card for defence and government staff — a ₹250 fee waived on just ₹40,000 of annual spend, in exchange for a stripped-down feature set of little beyond a fuel surcharge waiver. It works well as a first card or a fee-management backup, but it's not built to reward meaningful spend.
Annual fee
₹250
Joining fee
₹0
Reward type
points
Base reward rate
0.4%
Card network
Visa
Card tier
Entry
Who this card fits
Best suited to salaried applicants who clear the standard eligibility bar whose spend is concentrated in fuel. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 0.4% base rate
Benefits by category
- ⛽ Fuel
0.4% reward rate · 1% fuel surcharge waiver at all fuel stations nationwide, with no distinction between rural and urban outlets
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum monthly income: ₹12,000
- Employment: salaried
- Age: 21–60
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹40,000
- Rewards redemption fee: ₹99 redemption processing fee applies on EDGE Reward point redemptions for vouchers/statement credit
- Foreign currency markup: 3.5%
- Interest rate: 43.2% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waiver at all fuel stations nationwide
- Cash advance charges: 2.5% of the cash amount withdrawn, minimum ₹500
Benefits
- 1% fuel surcharge waiver at all fuel stations nationwide, with no distinction between rural and urban outlets
Pros
- + Very low ₹250 joining and annual fee
- + Fee waiver threshold of just ₹40,000 annual spend — easy for most salaried applicants
- + Accessible eligibility bar for defence and government staff versus civilian premium cards
- + 1% fuel surcharge waiver at all fuel stations
Cons
- − Very low 0.4% base reward rate, among the lowest in the Axis lineup
- − No lounge access, milestone bonuses, or lifestyle perks of any kind
- − Fuel is the only bonus category, and it earns the same 0.4% as everything else