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Axis Bank

Axis Bank Privilege Easy Credit Card

Visa

Axis Bank Privilege Easy Credit Card

A lighter-income-bracket version of the Axis Privilege card — free in year one, half the lounge visits of full Privilege, and a lower welcome bonus, but still an accessible way into Axis's EDGE lifestyle perks.

Rates and fees last verified 15 July 2026.

Annual fee

₹750

Joining fee

₹0

Reward type

points

Base reward rate

0.5%

Card network

Visa

Card tier

Entry

Benefits by category

  • ✈️ Travel

    1 complimentary domestic lounge visit per calendar quarter

  • Fuel

    Fuel surcharge refund at fuel stations across India

  • 🌍 Forex / international spend

    3.5% forex markup on international transactions

Eligibility

  • Minimum credit score: 680
  • Minimum monthly income: ₹15,000
  • Employment: salaried, self-employed
  • Age: 1870

Benefits

  • EDGE Reward Points on fee payment and first transaction within 30 days
  • 1 complimentary domestic lounge visit per calendar quarter
  • Fuel surcharge refund at fuel stations across India

Pros

  • + No fee in year one
  • + Some domestic lounge access at a lower income bar than full Privilege
  • + Fuel surcharge waiver

Cons

  • Fewer lounge visits and lower welcome bonus than the standard Privilege card
  • Flat, unremarkable base reward rate
Apply on Axis Bank's site