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SpiceJet Axis Bank Voyage Credit Card
The entry-level SpiceJet co-brand — useful only if you fly SpiceJet regularly and will actually redeem SC Points for tickets, since the points have no value outside the SpiceJet ecosystem and the base card lags the Voyage Black in every other respect. It works best as a starter travel card for budget-conscious SpiceJet flyers who want accelerated points on flights they're booking anyway, rather than as a general rewards card, since the ₹1,500 joining and annual fee only pays for itself through the welcome voucher and continued SpiceJet spend.
Annual fee
₹750
Joining fee
₹750
Reward type
points
Base reward rate
2%
Card network
Visa
Card tier
Entry
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in travel. It's worth the annual fee mainly if your points value clears it.
Rewards & benefits
- Rewards rate: 2% base rate
- Travel: SC Points redeemable for SpiceJet flight tickets, seat upgrades, and meal vouchers via the SpiceJet app; SpiceClub membership included
- Domestic lounge access: 4 complimentary domestic lounge visits per year, subject to minimum spend of ₹50,000 in the previous quarter
Benefits by category
- ✈️ Travel
14% reward rate
- ⛽ Fuel
1% fuel surcharge waiver on fuel transactions between ₹400–₹4,000, capped at ₹400 back a month
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Employment: salaried, self-employed
- Age: 18–70
Fees & charges
- Rewards redemption fee: No fee — SC Points redeem directly within the SpiceJet app
- Foreign currency markup: 3.5%
- Fuel surcharge waiver: 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400/month
- Cash advance charges: 2.5% of the cash amount withdrawn, minimum ₹500
Benefits
- A SpiceJet flight voucher plus complimentary SpiceClub membership issued alongside the card, giving new cardholders an immediate travel credit before any spend
- 1% fuel surcharge waiver on fuel transactions between ₹400–₹4,000, capped at ₹400 back a month
- Accelerated SC Points at a 14% effective rate on SpiceJet flight bookings made directly, redeemable for flight tickets, seat upgrades and meal vouchers via the SpiceJet app — a strong rate for anyone who books SpiceJet flights regularly
Pros
- + Strong accelerated points on SpiceJet bookings specifically
- + Welcome flight voucher offsets a chunk of the joining fee
- + Useful fuel surcharge waiver
- + SpiceClub membership adds ancillary perks like baggage and check-in benefits on SpiceJet flights
Cons
- − SC Points are redeemable only through SpiceJet — no flexibility
- − No lounge access on the base variant
- − Value evaporates if you don't fly SpiceJet often
- − No forex markup waiver, unlike some competing travel co-brand cards