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Canara Bank Kisan Credit Card (RuPay)
RuPay
Canara Bank Kisan Credit Card (RuPay)
Canara Bank's Kisan Credit Card on RuPay lets farmer-borrowers use their sanctioned crop-loan limit as a swipeable card rather than a passbook account, drawing cash or paying at agri-input dealers wherever RuPay is accepted. Fee structure and interest pricing follow the standard KCC-RuPay template — no card charges, subsidized interest for timely repayment — with the credit line reassessed each season against the bank's scale of finance for the crop and area financed.
Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.
Annual fee
₹0
Joining fee
₹0
Reward type
cashback
Base reward rate
0%
Card network
RuPay
Card tier
Entry
Who this card fits
Best suited to self-employed applicants who clear the standard eligibility bar. It's a lifetime-free card with no fee to track.
Benefits by category
- 🛡️ Insurance
Personal Accident Insurance Scheme cover bundled per NABARD's RuPay KCC guidelines
- 🌍 Forex / international spend
0% forex markup on international transactions
Eligibility
- Employment: self-employed
- Age: 18–75
Benefits
- Revolving crop-production cash credit accessible via a RuPay Kisan Credit Card at ATMs and POS terminals across India
- Personal Accident Insurance Scheme cover bundled per NABARD's RuPay KCC guidelines
Pros
- + No joining fee or annual fee
- + Interest subvention brings the effective rate down to roughly 7% p.a. for prompt repayers
- + RuPay card usable at ATMs and POS/input-dealer terminals, not just branch withdrawal
- + Personal Accident Insurance Scheme cover included
- + Eligibility via land records and crop pattern rather than salary proof
Cons
- − Restricted to agricultural and allied spending
- − Limit tied to seasonal scale-of-finance review, not a fixed year-round ceiling
- − No reward points, cashback, or lounge-type perks
- − Requires documented land ownership or tenancy