Canara Bank MasterCard Platinum Credit Card

Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in fuel. It's a lifetime-free card with no fee to track.

• Rewards rate: 0.5% base rate
• Domestic lounge access: 2 self + 1 guest complimentary domestic lounge visits per quarter at select lounges
• International lounge access: Not offered on this card
• Golf: Not offered
• Insurance benefits: Baggage insurance and purchase protection up to ₹25,000 each; air accident cover ₹8L (self)/₹4L (spouse); other accident cover ₹4L (self)/₹2L (spouse)

• ✈️ Travel

  2 self + 1 guest complimentary domestic lounge visits per quarter.

• 🛡️ Insurance

  Baggage/purchase protection up to ₹50,000; air accident cover ₹8L (self)/₹4L (spouse)

• ⛽ Fuel

  Fuel surcharge waiver on transactions between ₹400 and ₹4,000.

• 🌍 Forex / international spend

  3% forex markup on international transactions

• Minimum credit score: 700
• Minimum monthly income: ₹25,000
• Employment: salaried, self-employed
• Age: 21–65

• Rewards redemption fee: No fee to redeem reward points via Canara RewardZ
• Foreign currency markup: 3%
• Fuel surcharge waiver: 1% fuel surcharge waived up to ₹100/month, requires minimum ₹2,500 monthly purchase spend and ₹400+ per fuel transaction
• Cash advance charges: ₹30 per ₹1,000 withdrawn plus a 3% transaction fee, subject to a minimum of ₹150

• 2 self + 1 guest complimentary domestic lounge visits per quarter.
• Fuel surcharge waiver on transactions between ₹400 and ₹4,000.
• Baggage/purchase protection up to ₹50,000; air accident cover ₹8L (self)/₹4L (spouse)
• 2 reward points per ₹100 on POS and e-commerce spend (1 point = ₹0.25); no points on fuel or cash withdrawals; capped at 10,000 points per billing cycle