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Canara Bank
Canara Bank RuPay Select Secured Credit Card
RuPay
Canara Bank RuPay Select Secured Credit Card
Canara Bank's premium secured card, issued against a fixed deposit rather than income proof, offers RuPay Select-tier features — including reward points and typical premium-card benefits — while keeping approval simple for depositors without a conventional salary or credit history.
Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
RuPay
Card tier
Mid
Who this card fits
Best suited to applicants who clear the standard eligibility bar. It's a lifetime-free card with no fee to track.
Benefits by category
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
Benefits
- Credit limit of up to 75% of the principal amount of a linked Canara Bank fixed deposit (minimum limit ₹25,000)
Pros
- + Higher-tier RuPay Select features on a secured, easy-approval card
- + No income proof needed since the FD covers underwriting
- + Joint 'Either or Survivor' FDs are accepted, widening who can use it
Cons
- − Advance rate of 75% of FD value is lower than several private-bank secured cards (which offer 85-100%)
- − RuPay-only acceptance is a limitation for international travel
- − Public-sector bank service turnaround can be slower than private banks