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CUB CSK Master Platinum Credit Card
Mastercard
CUB CSK Master Platinum Credit Card
City Union Bank's mid-tier Chennai Super Kings Mastercard. The first year is free, then it costs ₹1,000 + GST a year (waived on ₹3 lakh of spend). Points are worth ₹0.75, so everyday spends return about 0.6%, rising to 1.2% on dining, apparel and food delivery and 1.8% on CSK tickets and merchandise.
Annual fee
₹1,000
Joining fee
₹0
Reward type
points
Base reward rate
0.6%
Card network
Mastercard
Card tier
Entry
Who this card fits
Best suited to applicants who clear the standard eligibility bar whose spend is concentrated in dining, online shopping. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 0.6% base rate
- Reward redemption: Vouchers and merchandise on rewards.cub.bank.in at ₹0.75 per point
Benefits by category
- 🍽️ Dining & food delivery
1.2% reward rate · 1 RP per ₹125; 2X on apparel, dining, department stores and food delivery; 3X on CSK merchandise and match tickets
- 🛍️ Shopping
1.2% reward rate
- ⛽ Fuel
1% fuel surcharge waiver up to ₹500 per cycle
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: salaried, self-employed
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹3,00,000
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waiver on ₹400–₹5,000 transactions, max ₹500 per statement cycle
- Cash advance charges: Up to 3% of the amount or ₹250, whichever is higher (India); up to 3.5% or ₹1,000 abroad
Benefits
- 1 RP per ₹125; 2X on apparel, dining, department stores and food delivery; 3X on CSK merchandise and match tickets
- Official Chennai Super Kings fan jersey as a welcome gift (as reported at launch)
- 1% fuel surcharge waiver up to ₹500 per cycle
- Optional virtual RuPay card on the same account for UPI (earns at the RuPay Platinum rates)
Pros
- + First year free; renewal fee waived at ₹3 lakh annual spend
- + Higher point value (₹0.75) than the free RuPay Platinum version
- + 3X points on CSK match tickets and merchandise
Cons
- − Low 0.6% base return outside the bonus categories
- − 3.5% forex markup and 3.5% monthly interest
- − Value depends on being a CSK fan; no rewards on fuel, utilities, rent, insurance or education