All cards / City Union Bank
CUB CSK Master World Credit Card
Mastercard
CUB CSK Master World Credit Card
The top Chennai Super Kings card from City Union Bank. The first year is free, then ₹4,000 + GST a year (waived on ₹5 lakh of spend). It earns 1% in points worth ₹1 each, 2% on travel and 3% on CSK tickets and merchandise. A 0% forex markup makes it useful on trips abroad.
Annual fee
₹4,000
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
Mastercard
Card tier
Premium
Who this card fits
Best suited to applicants who clear the standard eligibility bar whose spend is concentrated in travel. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1% base rate
- Reward redemption: Vouchers and merchandise on rewards.cub.bank.in at ₹1 per point
Benefits by category
- ✈️ Travel
2% reward rate
- 🏨 Hotel
1 RP per ₹100 on domestic and international spends; 2X on travel, flights and hotels; 3X on CSK merchandise and match tickets
- ⛽ Fuel
1% fuel surcharge waiver up to ₹500 per cycle
- 🌍 Forex / international spend
0% forex markup (CSK/SRH Master World variants) · 0% forex markup on international transactions
Eligibility
- Employment: salaried, self-employed
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹5,00,000
- Foreign currency markup: 0%
- Interest rate: 3.5% p.a.
- Fuel surcharge waiver: 1% fuel surcharge waiver on ₹400–₹5,000 transactions, max ₹500 per statement cycle
- Cash advance charges: Up to 3% of the amount or ₹250, whichever is higher (India); up to 3.5% or ₹1,000 abroad
Benefits
- 1 RP per ₹100 on domestic and international spends; 2X on travel, flights and hotels; 3X on CSK merchandise and match tickets
- 0% forex markup (CSK/SRH Master World variants)
- Original Dhoni No. 7 CSK jersey as a welcome gift (as reported at launch)
- 1% fuel surcharge waiver up to ₹500 per cycle
Pros
- + 0% forex markup
- + Points worth ₹1 each: 1% base, 2% on travel, 3% on CSK tickets and merchandise
- + First year free; renewal waived at ₹5 lakh annual spend
Cons
- − ₹4,000 + GST renewal fee unless you spend ₹5 lakh a year
- − Lounge and other premium benefits are not spelled out in the bank's published KFS/MITC
- − 3.5% monthly interest; no rewards on fuel, utilities, rent, insurance or education