All cards / City Union Bank
Dhi CUB Visa Signature Credit Card
City Union Bank's flagship credit card, offering a flat 1.25% cashback on most POS and online retail spends, with lifetime-free joining and annual fees.
Rates and fees last verified 19 July 2026.
Annual fee
₹0
Joining fee
₹0
Reward type
cashback
Base reward rate
1.25%
Card network
Visa
Card tier
Premium
Reward rates by category
- Other1.25%
Eligibility
- Employment: salaried, self-employed
- Age: 18–65
Benefits
- Daily reimbursement of fuel surcharge on qualifying transactions
- Free CUB Keychain Debit Card for contactless tap payments
Pros
- + Zero joining fee and lifetime-free annual fee
- + Flat 1.25% cashback across most retail/online spends
- + Daily fuel surcharge reimbursement
Cons
- − High revolving interest rate of up to 35.4% p.a.
- − Cashback excludes fuel, rent, government and cash-advance transactions
Applying takes you to City Union Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.