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DCB Bank Visa Signature Credit Card
Visa
DCB Bank Visa Signature Credit Card
DCB's Visa Signature card gives international acceptance and a lower forex markup than its RuPay cards, aimed at customers who travel or shop internationally.
Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.
Annual fee
₹1,500
Joining fee
₹1,500
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 730+ whose spend is concentrated in travel. Its annual fee waives if you can comfortably clear the spend threshold.
Benefits by category
- ✈️ Travel
1.5% reward rate · 2 complimentary domestic lounge visits per year via Visa Signature
- 🛡️ Insurance
Air accident cover up to ₹10 lakh
- ⛽ Fuel
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped monthly
- 🌍 Forex / international spend
2.5% forex markup on international transactions
Eligibility
- Minimum credit score: 730
- Minimum monthly income: ₹40,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped monthly
- 2 complimentary domestic lounge visits per year via Visa Signature
- Air accident cover up to ₹10 lakh
Pros
- + Lower forex markup than DCB's RuPay cards
- + Domestic lounge access
- + Wide international Visa acceptance
Cons
- − Higher fee than the RuPay Select variant
- − Reward rate outside travel spend is modest
- − Overlaps in positioning with DCB Zet for digitally-savvy users