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6E Rewards IndiGo HDFC Bank Credit Card
Visa
6E Rewards IndiGo HDFC Bank Credit Card
HDFC's entry-level co-brand with IndiGo, India's largest airline, gives frequent IndiGo flyers accelerated value-back on airline spend plus everyday grocery and dining bonuses, at a low ₹500 joining/annual fee with no explicit income floor beyond a modest salary requirement.
Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.
Annual fee
₹500
Joining fee
₹500
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Entry
Who this card fits
Best suited to applicants who clear the standard eligibility bar whose spend is concentrated in travel. It's worth the annual fee mainly if your points value clears it.
Benefits by category
- 🍽️ Dining & food delivery
2% reward rate
- 🛒 Groceries
2% reward rate
- ✈️ Travel
2.6% reward rate
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum monthly income: ₹20,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- 1 complimentary IndiGo ticket worth ₹1,500 on making 3+ transactions in each of the first three months
- 6E Rewards points redeemable 1:1 for IndiGo flight bookings and 6E Prime add-ons
Pros
- + 2.6% accelerated value-back on IndiGo bookings, redeemable 1:1 against flights
- + Low ₹500 joining and annual fee makes it accessible for frequent domestic flyers
- + Welcome IndiGo ticket voucher on hitting a low 3-transactions-a-month spend bar
Cons
- − No complimentary lounge access on the base variant, unlike the premium 6E Rewards XL
- − 3.5% forex markup is unfavourable for international travel
- − Reward value is realistically usable only if the cardholder actually flies IndiGo regularly