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HDFC Bank
HDFC Bank Central Travel Account Card
Visa
HDFC Bank Central Travel Account Card
A 'lodge card' style corporate account used to centrally settle a company's entire travel program — bookings made by employees or a travel agent all land on one central account rather than individual employee cards.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to self-employed applicants who clear the standard eligibility bar whose spend is concentrated in travel. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- ✈️ Travel
2% reward rate
- 🏨 Hotel
Consolidates all employee air, hotel and rail bookings onto a single lodge-card account
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: self-employed
Fees & charges
- Foreign currency markup: 3.5%
Benefits
- Consolidates all employee air, hotel and rail bookings onto a single lodge-card account
- Company-level spend visibility across the whole travel program
Pros
- + Single consolidated bill for the whole company's travel spend
- + Good visibility and control for finance/travel desk teams
- + No card-present risk since it's not carried by individual employees
Cons
- − Not a card an employee holds or swipes directly
- − Onboarding is a corporate treasury process, not a retail application