All cards / ICICI Bank
ICICI Bank Corporate Platinum Credit Card
A company-issued T&E card ICICI extends to enrolled corporates for their employees' business travel and expense spends. It isn't something an individual applies for directly — onboarding runs through the employer's ICICI relationship manager or corporate net banking. Useful mainly for the admin-portal expense tracking and interest-free credit window rather than any standout consumer rewards.
Annual fee
₹999
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Premium
Who this card fits
Best suited to salaried applicants who clear the standard eligibility bar whose spend is concentrated in travel. It's worth the annual fee mainly if your points value clears it.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- ✈️ Travel
2% reward rate · Complimentary domestic airport lounge access for authorized employees of enrolled corporates.
- ⛽ Fuel
1% fuel surcharge waiver (or ₹10, whichever is higher) at fuel stations across India.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: salaried
- Age: 21–65
Fees & charges
- Foreign currency markup: 3.5%
- Interest rate: 3.4% p.a.
Benefits
- Complimentary domestic airport lounge access for authorized employees of enrolled corporates.
- 1% fuel surcharge waiver (or ₹10, whichever is higher) at fuel stations across India.
- Up to 50 days of interest-free credit on corporate spends, with company-level billing and ERP integration.
Pros
- + No individual joining fee
- + Admin portal for company-wide spend tracking and ERP upload
- + Domestic lounge access
- + Fuel surcharge waiver
Cons
- − Not available to individual retail applicants — requires employer enrollment
- − Reward rate is modest versus ICICI's consumer premium cards