MakeMyTrip ICICI Bank Credit Card

Best suited to applicants who clear the standard eligibility bar whose spend is concentrated in travel. Its annual fee waives if you can comfortably clear the spend threshold.

• Movie & dining: 25% off (up to ₹150) on movie tickets at INOX twice a month; the same BookMyShow offer twice a month needs ₹25,000 spend in the preceding quarter (from 1 April 2026). Dining discounts via ICICI Culinary Treats.
• Rewards rate: 1% base rate
• Reward redemption: Rewards are credited as myCash to the primary cardholder's MakeMyTrip account (1 myCash = ₹1) and never expire; they can pay for up to 100% of MakeMyTrip flights, hotels, holidays, trains, buses, cabs and visas, but cannot be encashed or moved to a bank account.
• Travel: Complimentary 1-year MMTBLACK Gold membership; ₹1,000 MakeMyTrip voucher (valid 12 months) on paying the joining fee; ₹1,000 MakeMyTrip hotel voucher (valid 3 months) on paying the annual fee; 3-month no-cost EMI on MakeMyTrip bookings.
• Domestic lounge access: 2 domestic airport lounge visits per quarter for the primary cardholder, unlocked by spending ₹75,000 or more in the preceding quarter.
• International lounge access: 1 complimentary international lounge visit per calendar year for the primary cardholder via Priority Pass.

• ✈️ Travel

  3% reward rate · 2 domestic lounge visits per quarter on ₹75,000 spend in the previous quarter, plus 1 international lounge visit a year via Priority Pass.

• 🏨 Hotel

  6% myCash on MakeMyTrip hotel bookings and 3% on MakeMyTrip flights, holidays, buses and cabs, with no cap; 25 myCash per MakeMyTrip train booking; 1% on all other spends (insurance capped at 1,000 myCash a year; rent and EMI excluded).

• 🌍 Forex / international spend

  0.99% markup on foreign currency transactions. · 0.99% forex markup on international transactions

• Minimum monthly income: ₹20,000
• Employment: salaried, self-employed

• Spend-based waiver: Waived on annual spend of ₹3,00,000
• Rewards redemption fee: No fee to use myCash; it is redeemed directly at MakeMyTrip checkout.
• Foreign currency markup: 0.99%
• Interest rate: 3.75% p.a.
• Cash advance charges: 2.5% of the amount withdrawn, subject to a minimum of ₹500 (ICICI Bank MITC).

• 6% myCash on MakeMyTrip hotel bookings and 3% on MakeMyTrip flights, holidays, buses and cabs, with no cap; 25 myCash per MakeMyTrip train booking; 1% on all other spends (insurance capped at 1,000 myCash a year; rent and EMI excluded).
• ₹1,000 MakeMyTrip voucher, valid 12 months, issued within 45 business days of paying the joining fee.
• Complimentary MMTBLACK Gold membership for one year (the MMTBLACK myCash benefit is replaced by the card's own myCash earn).
• 0.99% markup on foreign currency transactions.
• 2 domestic lounge visits per quarter on ₹75,000 spend in the previous quarter, plus 1 international lounge visit a year via Priority Pass.