ICICI Bank MakeMyTrip Platinum Credit Card

An entry-level travel co-brand card pairing a low one-time joining fee (no recurring annual fee) with MakeMyTrip-focused myCash rewards, quarterly lounge access and milestone travel vouchers.

Rates and fees last verified 14 September 2026.

Annual fee

₹0

Joining fee

₹500

Reward type

points

Base reward rate

0.5%

Card network

Mastercard

Card tier

Entry

Reward rates by category

Travel1.5%

Eligibility

Minimum monthly income: ₹20,000
Employment: salaried, self-employed

Benefits

MakeMyTrip holiday voucher worth up to ₹3,000 plus ₹500 myCash on joining-fee payment
₹1,000 myCash at ₹2.5 lakh annual card spend and again at ₹50,000 MakeMyTrip platform spend
Quarterly domestic airport lounge access (min ₹75,000 quarterly spend) plus 4 complimentary railway lounge visits a year
1% fuel surcharge waiver at HPCL pumps on ₹400-₹4,000 transactions

Pros

+ No annual fee, only a one-time joining fee
+ MakeMyTrip myCash rewards plus welcome vouchers
+ Quarterly domestic lounge access

Cons

− Lounge access requires a quarterly spend threshold
− Rewards are most useful within the MakeMyTrip ecosystem
− Modest base reward rate outside travel bookings

Apply on ICICI Bank's site

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