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Indian Bank VISA Platinum
A mid-tier international Visa with the same solid benefits as the RuPay Platinum — choose based on your preferred network acceptance.
Rates and fees last verified 19 July 2026.
Annual fee
₹999
Joining fee
₹0
Reward type
points
Base reward rate
0.5%
Card network
Visa
Card tier
Mid
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- 1 complimentary airport lounge visit/quarter
- 1% fuel surcharge waiver up to ₹200/statement cycle
Pros
- + Wide international acceptance
- + Quarterly lounge access
- + 1% fuel surcharge waiver
Cons
- − Annual fee ₹999
- − Needs ₹1L spend to waive
Applying takes you to Indian Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.