IndusInd Bank EazyDiner Platinum Credit Card

A lifetime-free dining card and the entry point to IndusInd's EazyDiner co-brand family. It comes on Visa and now also on RuPay, and the RuPay variant can be linked to UPI. It earns 2 points per ₹100 (0.4% at ₹0.20 a point) and gives an extra 20% off up to ₹500 three times a month via PayEazy, plus a 3-month EazyDiner Prime membership renewable on ₹30,000 spend in 90 days.

Annual fee

₹0

Joining fee

₹0

Reward type

points

Base reward rate

0.4%

Card network

Visa

Card tier

Entry

Who this card fits

Best suited to applicants with a credit score of roughly 650+ whose spend is concentrated in dining. It's a lifetime-free card with no fee to track.

Rewards & benefits

Rewards rate: 0.4% base rate

Benefits by category

🍽️ Dining & food delivery
2,000 reward points and a 3-month Prime renewal on ₹30,000 non-dining spend every 90 days
⛽ Fuel
1% fuel surcharge waiver at all fuel stations in India
🌍 Forex / international spend
3.5% forex markup on international transactions

Eligibility

Minimum credit score: 650
Minimum monthly income: ₹15,000
Employment: salaried, self-employed
Age: 21–60

Fees & charges

Foreign currency markup: 3.5%
Interest rate: 42% p.a.

Benefits

3-month EazyDiner Prime membership (worth ₹1,095) and 500 welcome EazyPoints
Extra 20% off (up to ₹500), up to 3 times a calendar month, when paying via PayEazy in the EazyDiner app
2,000 reward points and a 3-month Prime renewal on ₹30,000 non-dining spend every 90 days
Buy-one-get-one movie ticket on BookMyShow once a month (free ticket capped at ₹200)
1% fuel surcharge waiver at all fuel stations in India

Pros

+ Lifetime free, zero fees
+ Extra 20% off EazyDiner bills on top of Prime deals
+ RuPay variant works on UPI
+ Monthly BookMyShow buy-one-get-one

Cons

− PayEazy discount capped at 3 uses a month
− Prime is only 3 months unless you hit the ₹30,000 quarterly spend
− No lounge access; low 0.4% reward rate

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Best for

dining credit cards no annual fee credit cards