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IndusInd Bank

IndusInd Bank EazyDiner Platinum Credit Card

Visa

IndusInd Bank EazyDiner Platinum Credit Card

A genuinely free-for-life dining card that's the entry point to IndusInd's EazyDiner co-brand family — strong restaurant discounts, but the 3-use monthly cap and lack of any travel or lounge benefit make it a one-trick card.

Rates and fees last verified 15 July 2026.

Annual fee

₹0

Joining fee

₹0

Reward type

points

Base reward rate

0.4%

Card network

Visa

Card tier

Entry

Benefits by category

  • 🍽️ Dining & food delivery

    1% reward rate · Up to 50% off dining bills at 2,000+ EazyDiner partner restaurants (capped 3 uses/month), plus complimentary EazyDiner Prime membership

  • 🌍 Forex / international spend

    3.5% forex markup on international transactions

Eligibility

  • Minimum credit score: 650
  • Minimum monthly income: ₹15,000
  • Employment: salaried, self-employed
  • Age: 2160

Benefits

  • Up to 50% off dining bills at 2,000+ EazyDiner partner restaurants (capped 3 uses/month), plus complimentary EazyDiner Prime membership
  • Extra 20% off (up to ₹500) when paying via PayEazy in the EazyDiner app

Pros

  • + Lifetime free, zero fees
  • + Up to 50% off at 2,000+ restaurants
  • + Low eligibility bar

Cons

  • Dining discount capped at 3 uses/month
  • No lounge access or forex benefit
  • Reward point value outside dining is negligible