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IndusInd Bank Fortuna AdvantEdge Credit Card
A flat-cashback commercial card for companies wanting one consolidated bill across employee cards — simple and fee-free, but the cashback tiers need a ₹1 lakh single-cycle spend to hit their best rate.
Annual fee
₹0
Joining fee
₹0
Reward type
cashback
Base reward rate
1.1%
Card network
Mastercard
Card tier
Mid
Who this card fits
Best suited to self-employed applicants who clear the standard eligibility bar. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 1.1% base rate
- Domestic lounge access: 2 complimentary domestic lounge visits a year
- Insurance benefits: Card liability coverage up to ₹25 lakh and corporate liability waiver insurance (covering employee card fraud) up to ₹25 lakh
Benefits by category
- ✈️ Travel
2 complimentary domestic lounge visits a year
Eligibility
- Employment: self-employed
- Age: 21–65
Fees & charges
- Fuel surcharge waiver: 1% fuel surcharge waiver at all fuel stations
Benefits
- Up to 1.10% cashback on spends, auto-credited, in tiers that increase with spend
- 2 complimentary domestic lounge visits a year
- Dedicated relationship manager for routine servicing
- Corporate name embossed on card; single consolidated company payment allocated across employee cards
Pros
- + No joining or annual fee
- + Simple flat cashback rather than a points system
- + Centralized one-payment billing for companies
Cons
- − Top cashback tier needs ₹1 lakh+ spend in a single billing cycle
- − Only 2 lounge visits a year
- − Transactions under ₹100 don't qualify for cashback