All cards / IndusInd Bank
IndusInd Platinum Aura Edge
An entry-level card with the flexibility to choose one of 4 reward plans at signup (Shop/Home/Travel/Party) — great for customizing your benefits.
Rates and fees last verified 19 July 2026.
Annual fee
₹0
Joining fee
₹500
Reward type
points
Base reward rate
0.125%
Card network
Visa
Card tier
Entry
Eligibility
- Minimum credit score: 650
- Minimum monthly income: ₹20,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- Priority Pass lounge access (up to US$35/visit)
- 1% fuel surcharge waiver on ₹400–₹4,000 transactions
Pros
- + Choose reward plan at signup
- + Priority Pass included
- + Lifetime annual fee-free after joining fee
Cons
- − Modest base reward rate (0.5 pts/₹100)
- − No cap on reward earning
Applying takes you to IndusInd Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.