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IndusInd Bank
IndusInd Bank Platinum Visa Credit Card
Visa
IndusInd Bank Platinum Visa Credit Card
IndusInd's baseline Visa lifestyle card, mainly differentiated by its accident/travel insurance cover and concierge access rather than reward rate — a modest all-rounder without a strong bonus category.
Rates and fees last verified 15 July 2026.
Annual fee
₹499
Joining fee
₹499
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Entry
Benefits by category
- 🛡️ Insurance
Complimentary air accident cover up to ₹25 lakh; travel insurance including lost baggage (₹1 lakh) and lost ticket (₹25,000)
- ⛽ Fuel
1% fuel surcharge waiver at participating petrol pumps
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹20,000
- Employment: salaried, self-employed
- Age: 21–60
Benefits
- 1% fuel surcharge waiver at participating petrol pumps
- Complimentary air accident cover up to ₹25 lakh; travel insurance including lost baggage (₹1 lakh) and lost ticket (₹25,000)
- 24/7 concierge services for travel and entertainment
Pros
- + ₹25 lakh complimentary air accident cover
- + 24/7 concierge access
- + Points redeemable as air miles or bill credit
Cons
- − Flat, unremarkable base reward rate with no bonus categories
- − No lounge access