All cards / Indian Overseas Bank
Indian Overseas Bank
IOB Visa Signature Credit Card
Visa
IOB Visa Signature Credit Card
IOB's premium Visa card adds concierge and movie-ticket perks, but the bank does not publicly disclose the underlying 'Nth Rewards' point-earning rates, making it hard to compare economics against rivals.
Rates and fees last verified 19 July 2026.
Annual fee
₹750
Joining fee
₹0
Reward type
points
Base reward rate
0%
Card network
Visa
Card tier
Premium
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹15,000
- Employment: salaried, self-employed
Benefits
- 24x7 concierge services
- 50% discount up to ₹300 on minimum booking of 2 movie tickets on BookMyShow
- Personal accident insurance cover up to ₹10 lakh
Pros
- + 24x7 concierge access
- + ₹10 lakh personal accident cover
- + Movie ticket discount on BookMyShow
Cons
- − Reward earn rate not transparently disclosed
- − No lounge access details published
Applying takes you to Indian Overseas Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.