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Kotak Mahindra Bank

PVR INOX Kotak Credit Card

Visa

PVR INOX Kotak Credit Card

A zero-joining-fee, low-annual-fee movie co-brand card built around PVR INOX benefits — good value for frequent moviegoers with modest monthly card spend, but narrow outside that use case.

Rates and fees last verified 14 September 2026.

Annual fee

₹499

Joining fee

₹0

Reward type

points

Base reward rate

1%

Card network

Visa

Card tier

Entry

Reward rates by category

  • Online shopping2.5%

Eligibility

  • Minimum credit score: 700
  • Employment: salaried, self-employed
  • Age: 2160

Benefits

  • 5% instant discount on PVR INOX movie ticket bookings, plus 20% off food & beverages at PVR INOX
  • 1 complimentary PVR INOX movie ticket (worth ₹300) for every ₹10,000 spent in a monthly billing cycle, uncapped

Pros

  • + No joining fee and a low ₹499 annual fee
  • + Uncapped free movie tickets tied to monthly spend
  • + 20% off F&B at PVR INOX on top of ticket discounts

Cons

  • Reward value is concentrated almost entirely in PVR INOX benefits
  • Mojo points on general spend are modest (1 per ₹100)
  • No lounge access or travel benefits

Applying takes you to Kotak Mahindra Bank's site. We may earn a commission if you're approved — see our disclaimer. Final terms and approval are solely at the issuer's discretion.