All cards / Karur Vysya Bank
KVB Corporate Credit Card
Visa
KVB Corporate Credit Card
Karur Vysya Bank's Visa card for proprietors, partners, directors and authorised employees of corporate and business entities, meant to separate business spend from personal cards while earning a flat 2 points per Rs.100. It's a straightforward business-expense card rather than a rewards showcase.
Annual fee
₹500
Joining fee
₹500
Reward type
points
Base reward rate
2%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to self-employed applicants with a credit score of roughly 700+ whose spend is concentrated in travel. It's worth the annual fee mainly if your points value clears it.
Rewards & benefits
- Rewards rate: 2% base rate
Benefits by category
- ✈️ Travel
2% reward rate (capped ₹1,000/monthly) · 2 complimentary domestic airport lounge visits.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Employment: self-employed
- Age: 21–65
Fees & charges
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
Benefits
- 2 complimentary domestic airport lounge visits.
- 2 reward points per Rs.100 spent on business expenses.
Pros
- + Straightforward rewards on all business spend
- + 2 complimentary domestic lounge visits
- + Useful for separating business and personal expenses
Cons
- − Only available to business owners/authorised corporate employees
- − Reward rate is flat rather than category-boosted
- − Limited public documentation on exact fee structure