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Karur Vysya Bank
KVB Samara Credit Card
Visa
KVB Samara Credit Card
A Visa Signature card in Karur Vysya Bank's new premium portfolio, positioned for cardholders who dine out and shop online frequently. The Taj Epicure tie-in is the standout perk, layered over a solid 6X reward rate on both categories.
Annual fee
₹1,999
Joining fee
₹1,999
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 730+ whose spend is concentrated in dining, online shopping. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🍽️ Dining & food delivery
6% reward rate · 6X reward points on dining and online shopping.
- 🛍️ Shopping
6% reward rate
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 730
- Minimum monthly income: ₹40,000
- Employment: salaried, self-employed
- Age: 21–60
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹2,50,000
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
Benefits
- Taj Epicure membership and a complimentary Amazon Prime subscription.
- 6X reward points on dining and online shopping.
Pros
- + 6X rewards on both dining and online shopping
- + Taj Epicure dining membership included
- + Fee waivable on sufficient annual spend
Cons
- − High joining and annual fee before waiver
- − No airport lounge access mentioned
- − Limited benefits outside its two accelerated categories