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Karur Vysya Bank
Karur Vysya Bank SBI Card PRIME
Visa
Karur Vysya Bank SBI Card PRIME
The mid-tier banking-partnership card issued through Karur Vysya Bank, mirroring SBI Card PRIME's fee and reward structure with domestic lounge access for KVB's existing customer base.
Annual fee
₹1,499
Joining fee
₹1,499
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in dining. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🍽️ Dining & food delivery
5% reward rate · Accelerated points on dining and movie spends.
- ✈️ Travel
Complimentary domestic airport lounge visits.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹2,00,000
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
Benefits
- Welcome reward points on joining.
- Complimentary domestic airport lounge visits.
- Accelerated points on dining and movie spends.
Pros
- + Domestic lounge access at a moderate fee
- + Accelerated dining and movie rewards
- + Achievable annual fee waiver
Cons
- − Mostly available to Karur Vysya Bank's existing customers
- − No meaningful differentiation from SBI's own PRIME card