All cards / Punjab National Bank
PNB Global Credit Card
Visa
PNB Global Credit Card
PNB Global is the bank's Visa-network card for customers who want wider international acceptance than RuPay offers, with a small travel-spend accelerator and air accident cover.
Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.
Annual fee
₹500
Joining fee
₹500
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in travel. Its annual fee waives if you can comfortably clear the spend threshold.
Benefits by category
- ✈️ Travel
1.5% reward rate
- 🛡️ Insurance
Air accident cover up to ₹5 lakh while travelling on a common carrier
- ⛽ Fuel
1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped monthly
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹15,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped monthly
- Air accident cover up to ₹5 lakh while travelling on a common carrier
Pros
- + Wider international acceptance than RuPay variants
- + Air accident cover for travellers
- + Fee waived with reasonable annual spend
Cons
- − Forex markup is on the higher side for a travel-oriented card
- − No lounge access
- − Reward rate remains modest outside travel spend