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Bajaj Finserv RBL Bank Platinum Prime SuperCard
Visa
Bajaj Finserv RBL Bank Platinum Prime SuperCard
This is RBL Bank's flagship co-brand with NBFC Bajaj Finserv, bundling a standard credit card with an emergency cash-withdrawal and no-cost-EMI facility sourced from Bajaj Finance's lending network. It's aimed at existing Bajaj Finserv customers who want a card tied into that ecosystem rather than best-in-class rewards.
Annual fee
₹499
Joining fee
₹499
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in online shopping, groceries. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🛒 Groceries
2% reward rate
- 🛍️ Shopping
2% reward rate
- ⛽ Fuel
1% fuel surcharge waiver at all fuel stations.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–60
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹1,00,000
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
Benefits
- 1% fuel surcharge waiver at all fuel stations.
- Interest-free cash withdrawal facility up to the sanctioned limit.
- No-cost EMI conversion on eligible purchases via the Bajaj Finserv app.
Pros
- + Interest-free cash withdrawal facility unusual for a mainstream card
- + Wide no-cost EMI network via Bajaj Finserv
- + Fuel surcharge waiver
Cons
- − Base reward rate is unremarkable
- − Best value depends on already using Bajaj Finserv's lending app