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RBL Bank

Bajaj Finserv RBL Bank World Prime SuperCard

Visa

Bajaj Finserv RBL Bank World Prime SuperCard

The upper tier of the Bajaj Finserv RBL Bank SuperCard family, adding airport lounge access on top of the same emergency-credit and no-cost-EMI features. It's the NBFC co-brand pitch for people who want a card layered onto an existing Bajaj Finance relationship rather than a pure rewards card.

Annual fee

₹1,499

Joining fee

₹1,499

Reward type

points

Base reward rate

1%

Card network

Visa

Card tier

Premium

Who this card fits

Best suited to applicants with a credit score of roughly 730+ whose spend is concentrated in dining, online shopping. Its annual fee waives if you can comfortably clear the spend threshold.

Rewards & benefits

  • Rewards rate: 1% base rate

Benefits by category

  • 🍽️ Dining & food delivery

    2% reward rate

  • ✈️ Travel

    Complimentary domestic airport lounge access.

  • 🛍️ Shopping

    2% reward rate

  • 🌍 Forex / international spend

    3.5% forex markup on international transactions

Eligibility

  • Minimum credit score: 730
  • Minimum monthly income: ₹50,000
  • Employment: salaried, self-employed
  • Age: 2160

Fees & charges

  • Spend-based waiver: Waived on annual spend of ₹3,00,000
  • Foreign currency markup: 3.5%
  • Interest rate: 3.5% p.a.

Benefits

  • Complimentary domestic airport lounge access.
  • Interest-free cash withdrawal and emergency credit line via Bajaj Finserv.
  • No-cost EMI on consumer durables through the Bajaj Finserv network.

Pros

  • + Lounge access plus Bajaj Finserv's EMI and cash-withdrawal features
  • + Useful for existing Bajaj Finance borrowers
  • + Multiple SuperCard variants to fit different budgets

Cons

  • Higher annual fee than the base Platinum Prime variant
  • Reward rates trail dedicated travel or cashback cards
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