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RBL Bank
RBL Bank Jalsa Credit Card
RuPay
RBL Bank Jalsa Credit Card
A RuPay-first entry card RBL positions around quick-commerce and app-based spending rather than travel or dining. The cashback caps are tight, but the quick-commerce voucher and reward redemption make it a reasonable everyday card for younger, digitally-heavy spenders.
Annual fee
₹999
Joining fee
₹999
Reward type
cashback
Base reward rate
0.5%
Card network
RuPay
Card tier
Entry
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in online shopping. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 0.5% base rate
Benefits by category
- 🛍️ Shopping
5% reward rate (capped ₹500/monthly)
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–60
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹1,50,000
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
Benefits
- ₹1,000 quick-commerce voucher on card activation.
- 5% cashback on Blinkit, Zepto, Myntra, Swiggy, Zomato, Meesho, Urban Company, Flipkart and AJIO, capped at ₹500/month.
- 2,500 bonus reward points on annual spends of ₹3 lakh.
Pros
- + Strong cashback on quick-commerce and app spends
- + RuPay/UPI-linkable
- + Straightforward welcome voucher
Cons
- − Cashback capped at ₹500/month
- − No lounge access
- − Reward redemption carries a ₹99 fee