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RBL Bank RazorpayX Corporate Card
A startup-friendly corporate card issued through RBL's revenue-sharing tie-up with RazorpayX, aimed at founders who already run their business banking through the RazorpayX platform. It leans on RazorpayX's expense dashboard rather than a traditional bank rewards catalogue.
Annual fee
₹0
Joining fee
₹0
Reward type
cashback
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to self-employed applicants who clear the standard eligibility bar. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 1% base rate
Benefits by category
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Employment: self-employed
- Age: 21–65
Fees & charges
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
Benefits
- Expense-management corporate card issued in partnership with RazorpayX for startups and SMEs.
- Cashback and spend-tracking integrated with the RazorpayX business banking dashboard.
Pros
- + Tightly integrated with RazorpayX expense management
- + No joining or annual fee
- + Suited to startups without an established banking relationship
Cons
- − Requires an active RazorpayX business account
- − Reward structure is less transparent than a standard retail card