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RBL Bank RazorpayX Corporate Card
A startup-friendly corporate card issued through RBL's revenue-sharing tie-up with RazorpayX, aimed at founders who already run their business banking through the RazorpayX platform. It leans on RazorpayX's expense dashboard rather than a traditional bank rewards catalogue.
Annual fee
₹0
Joining fee
₹0
Reward type
points
Base reward rate
1%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to self-employed applicants who clear the standard eligibility bar. It's a lifetime-free card with no fee to track.
Rewards & benefits
- Rewards rate: 1% base rate
- Domestic lounge access: 2 complimentary domestic lounge visits per quarter
- International lounge access: Not offered — an expense-management card, not a travel/lifestyle product
Benefits by category
- ✈️ Travel
2 complimentary domestic lounge visits per quarter
- 🛡️ Insurance
Air accident cover of Rs. 1 crore
- 🌍 Forex / international spend
2.5% forex markup on international transactions
Eligibility
- Employment: self-employed
- Age: 21–65
Fees & charges
- Foreign currency markup: 2.5%
- Interest rate: 42% p.a.
Benefits
- Expense-management corporate card issued in partnership with RazorpayX for startups and SMEs.
- Reward points on achieving spend milestones; up to 50 days interest-free credit
- 2 complimentary domestic lounge visits per quarter
- Air accident cover of Rs. 1 crore
Pros
- + Tightly integrated with RazorpayX expense management
- + No joining or annual fee
- + Suited to startups without an established banking relationship
Cons
- − Requires an active RazorpayX business account
- − Rewards are milestone-based rather than a flat rate