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RBL Bank World Safari Lite Credit Card
The lighter, cheaper sibling to RBL's World Safari card — a rare 0% forex markup at a ₹1,000 fee, though lounge access needs a prior-quarter spend to unlock.
Annual fee
₹1,000
Joining fee
₹1,000
Reward type
points
Base reward rate
0.5%
Card network
Visa
Card tier
Entry
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in travel. It's worth the annual fee mainly if your points value clears it.
Rewards & benefits
- Rewards rate: 0.5% base rate
- Domestic lounge access: 1 complimentary domestic airport lounge visit per quarter, subject to minimum ₹50,000 spend in the preceding quarter
- International lounge access: 1 complimentary international airport lounge visit per quarter, subject to minimum ₹50,000 spend in the preceding quarter
- Golf: Not offered
Benefits by category
- ✈️ Travel
1% reward rate · 1 complimentary domestic + 1 international airport lounge visit per quarter (min ₹50,000 spend in the preceding quarter)
- 🌍 Forex / international spend
0% forex markup on all international transactions · 0% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹30,000
- Employment: salaried, self-employed
- Age: 21–60
Fees & charges
- Rewards redemption fee: ₹99 + GST per redemption request
- Foreign currency markup: 0%
- Interest rate: 42% p.a.
- Cash advance charges: 2.5% of the amount withdrawn, subject to a minimum of ₹500 per transaction
Benefits
- 0% forex markup on all international transactions
- 1 complimentary domestic + 1 international airport lounge visit per quarter (min ₹50,000 spend in the preceding quarter)
- ₹1,000+ worth of travel/lifestyle vouchers (ixigo, Swiggy One, OTT Play) on the first transaction within 30 days
- 5,000 bonus points at ₹2.5L annual spend; 10,000 points at ₹5L annual spend
Pros
- + 0% forex markup — rare at this fee level
- + Both domestic and international lounge access
- + Solid welcome voucher bundle for a ₹1,000 fee
Cons
- − Lounge access requires ₹50,000 prior-quarter spend
- − Thin base reward rate on non-travel spend
- − No stated spend-based fee waiver