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Air India SBI Platinum Card
Visa
Air India SBI Platinum Card
The entry tier of SBI's Air India co-brand duo, sitting below the Signature card. It earns a strong 10x rate on Air India bookings and throws in domestic lounge access, making it a reasonable pick for flyers who book Air India often but don't spend enough to justify the pricier Signature variant.
Annual fee
₹1,499
Joining fee
₹1,499
Reward type
points
Base reward rate
2%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 700+ whose spend is concentrated in travel. Its annual fee waives if you can comfortably clear the spend threshold.
Rewards & benefits
- Rewards rate: 2% base rate
Benefits by category
- ✈️ Travel
10% reward rate · Complimentary domestic airport lounge visits.
- ⛽ Fuel
Fuel surcharge waiver on transactions at Indian fuel stations.
- 🌍 Forex / international spend
3.5% forex markup on international transactions
Eligibility
- Minimum credit score: 700
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–65
Fees & charges
- Spend-based waiver: Waived on annual spend of ₹3,00,000
- Foreign currency markup: 3.5%
- Interest rate: 3.5% p.a.
Benefits
- Welcome reward points credited after first transaction.
- Complimentary domestic airport lounge visits.
- 10 reward points per Rs. 100 spent on Air India bookings, redeemable as Air India miles.
- Fuel surcharge waiver on transactions at Indian fuel stations.
Pros
- + Accelerated points on Air India spends
- + Domestic lounge access included
- + Lower fee than the Signature variant
Cons
- − No international lounge access
- − Air India miles redemption is less flexible than generic travel points