Apollo SBI Card SELECT

The richer tier of SBI's Apollo healthcare co-brand — up to 25% combined value back on Apollo Pharmacy and Apollo 24|7 spend plus a free FITPASS PRO membership, aimed at households with regular healthcare and wellness spend.

Rates and fees last verified 15 July 2026.

Annual fee

₹1,499

Joining fee

₹1,499

Reward type

cashback

Base reward rate

Card network

Mastercard

Card tier

Mid

Benefits by category

🌍 Forex / international spend
3.5% forex markup on international transactions

Eligibility

Minimum credit score: 750
Minimum monthly income: ₹25,000
Employment: salaried, self-employed
Age: 21–70

Benefits

₹1,500 e-gift voucher via Apollo 24|7 or the SBI Card website
Up to 25% back on Apollo 24|7 and Apollo Pharmacy spends — 10% as reward points plus up to 15% as redeemable health credits
1-year complimentary FITPASS PRO membership for gym and wellness centre access
Complimentary health check-up on ₹50,000 spend in the first 90 days or at renewal; a Noise smartwatch on ₹6,00,000 annual spend

Pros

+ Up to 25% combined value back on Apollo healthcare spend
+ Free FITPASS PRO gym membership for a year
+ Milestone health check-up and smartwatch rewards

Cons

− Best value is narrowly tied to the Apollo ecosystem
− ₹3L spend needed to waive the fee
− No lounge access disclosed

Apply on SBI Card's site