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SBI Card
Club Vistara SBI Card
Visa
Club Vistara SBI Card
Club Vistara SBI Card is the entry point into Vistara's loyalty ecosystem via a credit card, earning CV Points that convert into Vistara flight benefits rather than plain cashback. It suits occasional Vistara flyers who want to build toward free tickets and tier upgrades without committing to the pricier PRIME variant.
Rates and fees last verified 15 July 2026 · No bank pays us to rank higher.
Annual fee
₹1,499
Joining fee
₹1,499
Reward type
points
Base reward rate
2%
Card network
Visa
Card tier
Mid
Who this card fits
Best suited to applicants with a credit score of roughly 730+ whose spend is concentrated in travel. It's worth the annual fee mainly if your points value clears it.
Benefits by category
- ✈️ Travel
4% reward rate
Eligibility
- Minimum credit score: 730
- Minimum monthly income: ₹25,000
- Employment: salaried, self-employed
- Age: 21–65
Benefits
- Complimentary Club Vistara Silver tier membership and a Vistara Premium Economy voucher on joining
- Bonus CV Points and Club Vistara vouchers on crossing annual spend milestones
Pros
- + Complimentary Club Vistara Silver membership from day one
- + CV Points earned on all spend, redeemable for Vistara flights and upgrades
- + Reasonable ₹1,499 fee compared to premium travel cards
Cons
- − Value depends entirely on flying Vistara regularly
- − No lounge access on the base variant, unlike the PRIME version
- − Milestone benefits require fairly high annual spend to unlock